Over 3 Million Tickets Dismissed
Due to insurance companies paying out unprecedented sums and claims, you will notice that your automotive insurance rates have increased. According to industry watchdogs auto insurance for 2022 had an average increase of 9% and for 2023 the average increase is 7%. Here are some of the factors that determine your rates: Driving record Credit…
I personally believe that emotional maturity should determine insurance rates. Many people often wonder, “Does your car insurance go down at 25?” According to my “research” (buying my insurance agent a drink), automobile insurance rates generally drop when a driver turns 25 years of age. Of course, any decrease in rate is also affected if…
I would love to live in a large city like New York or Chicago with a perfectly designed transit system. Mainly because I don’t like to drive. The only problem I would have is the cold winter months. And, with my job, I have a bunch of crap to haul. The current city I live…
As of September 1st, the Texas Driver Financial Responsibility Program ends. This means that any suspended licenses will be eligible for renewal and surcharges that are due will be dropped. In the past, I was all for the Financial Responsibility Insurance Program in Texas. We have entirely too many uninsured motorists here. Rarely are Both…
Insurance rates are affected by a number of things. Your age is a big factor and insurance is much higher for new drivers under the age of 25. This is especially true for male drivers, so your gender is another important element in determining your insurance rates. When my daughter turned 16 and got her…
It is so crazy cold outside that many of us are warming up our cars in the driveway before we head out to drop the kids at school and/or drive to work. After all, we don’t want to put an infant in a freezing car seat now, do we? So we leave the keys in…
I have always been curious about why rolling through a stop sign is called rolling stop, or a California roll (my favorite sushi, btw). I’ve even heard someone call it a Hollywood stop. Now, I have resided in California. And, as I recall, everyone stopped. Or, perhaps I was too busy rolling through a stop…
This is yet another shameless way to promote Defensive Driving. This much I will admit. Not only will you learn about new traffic laws, and a good refresher course on evasive driving, but most insurance companies still offer a three year insurance discount for attending one. We are all well aware that new, inexperienced drivers…
As of March 1st, Texas will now have both the Inspection Sticker and the Registration Sticker combined into one. They’re calling it the Texas Two Step. So now, you will only require one sticker on your windshield in Texas, your Registration Sticker. And it will serve as combined proof of both the registration and the…
When I put my daughter on my insurance policy, my insurance rates more than quadrupled. But still, I thought “Thank God she’s a girl and not a boy.” Even when I was a kid, car insurance was always higher for young men than it was for young women that age. In doing the math, I…