Texas Auto Insurance Discounts

Process in Submitting Your Certificate for a Discount

The process for submitting your certificate for a Texas auto insurance discount is quick and easy. Here is the process you should follow to make sure you get a discount:

 

1. Before you take the course, check to see if your auto insurance company offers a discount to drivers who take a defensive driving course. Please note that if you are taking a defensive driving course to avoid getting points on your license after receiving a ticket, you may not be able to receive a Texas auto insurance discount.

 

a. If you already have a local agent, call their office to find out what your discount would be on your insurance.
b. If you are not able to speak to a local agent, call a national number or check their website to find out the eligibility for the available discount.
c. If you are shopping for new auto insurance, be sure to say that you are taking or plan to take a defensive driving course when you are receiving a quote.

 

2. Enroll in our Texas online defensive driving course for an insurance discount!

 

3. Complete and pass the defensive driving course! Once you have completed and passed the course, we will mail you a certificate of completion. You can fax, mail, or hand-deliver your completion certificate to your insurance provider. They will process it and reward you with a discount to your premium.

 

National/Texas Insurance Companies that Offer Discounts

These popular companies offer discounts to drivers that have taken a defensive driving course. Some companies even offer a 10% discount!

  • Nationwide
  • Allstate
  • Esurance
  • State Farm
  • Progressive
  • USAA Auto Insurance
  • Geico
  • Foremost Auto Insurance
  • MetLife

 

Check each insurance company’s eligibility requirements to make sure you are eligible for a discount. Some companies may only offer the discount to drivers over the age of 50. Restrictions may also apply for how many times you can take a Texas online defensive driving course for an insurance discount and if you can apply the discount to more than one car.