Reducing Insurance Rates

Insurance rates are affected by a number of things. Your age is a big factor and insurance is much higher for new drivers under the age of 25. This is especially true for male drivers, so your gender is another important element in determining your insurance rates. When my daughter turned 16 and got her…

Tips for Getting Better Insurance Premiums

Here in Texas, you absolutely must have automobile liability insurance, or what they call “financial responsibility” … it’s the law. Two things that stay on your driving record indefinitely are a DWI (fair enough…that makes sense) and no proof of liability insurance. And it stays on your driving record…forever! We also have what they call…