Insurance Rates Increased

Due to insurance companies paying out unprecedented sums and claims, you will notice that your automotive insurance rates have increased. According to industry watchdogs auto insurance for 2022 had an average increase of 9% and for 2023 the average increase is 7%.  Here are some of the factors that determine your rates: Driving record Credit…

Tips for Getting Better Insurance Premiums

Here in Texas, you absolutely must have automobile liability insurance, or what they call “financial responsibility” … it’s the law. Two things that stay on your driving record indefinitely are a DWI (fair enough…that makes sense) and no proof of liability insurance. And it stays on your driving record…forever! We also have what they call…

Driving Under The Bridge

Why does a driver’s insurance rate drop at the age of twenty-five? Recently, I was driving around in Irving, Texas listening to the Red Hot Chili Peppers’ CD called Blood Sugar Sex Magik. When that album was released, I was 22 years old. Back then my driving sucked!! My insurance rates were high because of…