Male v.s. Female Drivers

It has been an ongoing argument since the caveman invented the wheel (or was it Fred Flintstone?) that men are better drivers than women. Or are they? Statistically, more men die in car crashes than women. But, statistically, men drive more than women. My own personal observation regarding male vs female drivers is that men…

Auto Insurance Rates

Parents of teenage drivers always have a barrage of advice for keeping auto insurance rates down. Who better to ask, than those who have experienced the pain in the wallet and who have already done the research? More often than not, I hear from these parents “Insure the car, not the kid.” Although, for some,…

Automobile Insurance

Insurance fraud is not a victimless crime. And, with higher risk comes higher cost. While a large number of drivers are not insured, the rest of us are paying extra for under insured and uninsured motorist coverage. It is understandable that some drivers simply cannot afford automobile insurance. Some states have programs to help cover…

TexasSure

In Texas, 1 out of every 5 vehicles is uninsured. Now Texas knows which ones they are via the TexasSure Vehicle Insurance Verification program. So, police who are patrolling know when they run your plates or scan your registration sticker if you have liability limitations or not. And, now that they have implemented the Texas…

Tips for Getting Better Insurance Premiums

Here in Texas, you absolutely must have automobile liability insurance, or what they call “financial responsibility” … it’s the law. Two things that stay on your driving record indefinitely are a DWI (fair enough…that makes sense) and no proof of liability insurance. And it stays on your driving record…forever! We also have what they call…

SLOW ON THE GO

I am the adult child of elderly parents. My mother, who I still fondly refer to as “Old Yeller” used to drive around like a total maniac. Making certain that each one of us kids were seat belted, of course, so they could identify our remains in a crash. She’d drive with one arm on…

Car color and insurance rates

My dear old friend, Ray Pascoe, purchased a new car last Fall.A hot little Corvette convertible…in a sweet cherry red (a.k.a.mid-life crisis red).He claims that, prior topurchasing the “vette”, he had gotten one speeding ticket in the last 21 years! Since he purchased the car, within 6 months, he’s been pulled over at least twenty…